Choose Your Financing Option
We've partnered with industry-leading lenders to offer convenient financing for your purchase. Get pre-qualified in minutes without affecting your credit score.
Hot Tub Financing
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Estimate Your Monthly Payment
See estimated payments based on your project amount
Estimated Project Amount
Adjust Loan Amount
When discussing the cost of payment plans, you may only refer to the Annual Percentage Rate (APR)
APRs displayed include an optional autopay discount
Home Improvement Loans are subject to credit approval
† Risk-based pricing means your actual rate depends on your credit profile. Rates shown are a range of possible APRs.
‡ Fixed rate loans have the same interest rate for the life of the loan.
These are estimates only. Actual payments may vary based on credit approval. All financing provided by Upgrade, Inc.
Why Finance with Us?
We make the financing process simple and stress-free so you can focus on what matters - enjoying your new outdoor living space.
Quick & Easy Application
Apply online in minutes with a simple, streamlined process
Competitive Rates
Affordable monthly payments to fit your budget
Flexible Terms
Choose payment plans that work for your financial situation
Secure Process
Your information is protected with bank-level security
Fast Decisions
Get approved quickly so you can start enjoying your purchase
No Hidden Fees
Transparent terms with no surprises
How It Works
Getting financing for your hot tub is quick and easy. Here's what to expect.
Apply Online
Fill out the quick application form - it only takes a few minutes
Get Approved
Receive a fast decision on your financing application
Choose Your Product
Select your dream hot tub, swim spa, pool, or sauna
Enjoy Your Purchase
Start relaxing with affordable monthly payments